If there is a superannuation bilateral agreement between Australia and the country you are working in, it may be possible for your employer to make compulsory superannuation guarantee contributions into your Australian superannuation fund while working and living abroad.
Australia has agreements with a number of countries addressing the issue of ‘double superannuation coverage’ for certain employees. This happens when an eligible employee works temporarily in another country and your employer is required to make super contributions (or equivalent), under the laws of both countries for the same work.
The agreements on double super coverage form part of broader international agreements on social security between Australia and a number of other countries.
Under these superannuation bilateral agreements, your employer is exempt from making super contributions (or equivalent) in the country you are temporarily working in, provided you remain covered by compulsory super guarantee arrangements in Australia.
- Czech Republic
- former Yugoslav Republic of Macedonia
- The Netherlands
- The Republic of Poland
- Slovak Republic
- United States of America
Our article What happens to my Australian superannuation when moving overseas covers more of the implications for Australian expats when it comes to superannuation.
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